Damage To Premises Rented To You
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The ISO HO policies limit coverage for damage to rented premises from apartments and dwellings to hotel rooms and facilities rented for a wedding reception to only that caused by fire smoke or explosion.
Damage to premises rented to you. When leasing a building for your business you have an obligation as a tenant to compensate the building owner for damage caused by your operations. You see that the Damage to Premises Rented to You coverage provided by the exception is very limitedcoverage applies only if the damage is caused by fire. The basic limit is.
Theft and Fire Legal Liability Under most circumstances fire damage to rented property and property damage related to burglary is the landlords responsibility. Subject to Paragraph 5. The basic limit is 100000.
Damage to Premises Rented to You Coverage. For example a tenants employee damages the building while operating a forklift which is not a covered cause of loss. It pays to be familiar with your insurance policy to assure that you have no coverage gaps or surprises in the event of a loss.
Damage to Premises Rented to You covers such a loss. That is the fire damage to your rented or occupied premises must have been caused by your negligence. If your business premises are damaged by any other cause the policy would not cover you.
Damage To Premises Rented To You One of the limits of liability prescribed by the standard commercial general liability CGL policy. Not all causes of loss may be covered. Above the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of property damage to any one premises while rented to you or in the case of damage by fire while rented to you or temporarily occupied by.
If the sublimit listed on your policy regarding damage to premises rented is 100000 and the windows and walls of the building are completely ruined you could be in trouble. Damage to Premises Rented to You one of the limits of liability prescribed by the standard commercial general liability CGL policy. Damage to the building could exceed the coverage limits of Damage to Premises Rented to You.
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